
Wills
A will tells everyone what should happen to your estate after you die. If you don’t leave a will, the law decides how your estate is passed on.

Trusts
A trust is a way of managing assets (money, investments, land or buildings) for people.Trusts are set up for a number of reasons

Powers of Attorney
If you become unable to make decisions for yourself in the future, someone will need to make decisions for you. Who does this will depend on the situation.

Business Succession
You have built up a sound business to benefit you and your family and naturally, you would want to ensure that your loved ones are provided for in the event of your death
What will I have to pay?
Most of us work very hard over the years to buy our own homes and build up our savings for our retirement and would like to leave a “little something” for our children and grandchildren after we are gone.
Unfortunately, the costs involved in moving into a Care Home can literally wipe out your entire savings and your home may have to be sold to pay for care fees. This could mean that your loved ones could receive very little, or even nothing at all of what you originally intended them to have.

- Your home may have to be sold to pay for your Long Term Care costs.
- Your savings and investments could be wiped out.
- Any income would be assessed and used towards the cost of your care.
- Your children and grandchildren could lose their entire inheritance.
When someone enters care they are automatically “means tested” and all of your estate, including your home are taken into account. Only those who have very few assets will escape the cost of care.
Whatever assets we have, many of us would want them passed down to our children and grandchildren, so losing a property to care costs is a severe blow.
If you are concerned about what you intend to leave your loved ones, no matter your circumstances we are able to advise on all aspects of Care planning.
ACT NOW
We can go through the options with you, to make sure you choose the right one for your circumstances.